Access the Top SBA Lending for North Carolina Small Business
North Carolina stands out for its economy and favorable business environment offering a landscape, for small business triumph. Entrepreneurs, in North Carolina have a range of opportunities for growth and success from the city of Charlotte to the charming town of Asheville. By utilizing SBA lending programs small businesses in the state can access financial support to drive their enterprises forward.
North Carolina
The Tar Heel State
1,000,000 small businesses
1,800,000 small business employees
Source: US SBA Office of Advocacy - 2023 Report
Up to $500K Available
8.5% as of 2/2024 | 2 weeks to fund
If you are a small business owner considering an SBA loan, we suggest doing one of two things:

See if you qualify by taking 3 minutes to fill out the Application here.

This is the fastest way to get answers about an SBA loan. It will provide us with everything needed to get an approval.
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Business Dynamic of North Carolina
Between March 2021 and March 2022, 39,539 North Carolina establishments opened and 26,604 closed, for a net increase of 12,935. Employment expanded at 72,189 establishments and contracted at 53,970. Small businesses accounted for 37,684 openings and 25,244 closings.
Establishments in North Carolina
Employment in North Carolina
Between March 2021 and March 2022, 39,539 North Carolina establishments opened and 26,604 closed, for a net increase of 12,935. Employment expanded at 72,189 establishments and contracted at 53,970. Small businesses accounted for 37,684 openings and 25,244 closings.
Source: Business Employment Dynamics (BLS)
Small Business Loans in North Carolina
The Community Reinvestment Act requires large banks to report new small business loans. In 2021, reporting banks issued $3.9 billion in loans to North Carolina businesses with revenues of $1 million or less. Total reported new lending to businesses through loans of $100,000 or less was $3.7 billion. Total reported new lending to businesses through loans of $1 million or less was $11.0 billion.
New lending to businesses with revenues under $1 million
Source: CRA Aggregate Data (FFIEC)
Industries and Employment of North Carolina's Small Businesses
Source: Business Employment Dynamics (BLS)
Business Ownership Share by Demographic in North Carolina
Business Count by Demographic in North Carolina
Total North Carolina Employement by Business Size
Small Business Employment and Payroll by Industry in North Carolina
Source: Business Employment Dynamics (BLS)